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How to Verify a Moving Company’s License and Insurance | Avoiding Scams and Choosing Legit Movers

Don’t get scammed on moving day. Learn how to verify a moving company’s license, insurance, and reputation so you can book with confidence and avoid costly mistakes.

Don’t Get Moo-ved the Wrong Way — Verify Your Movers

Protect your home and belongings by verifying your movers before you book.

By Blue Cow Moving & Storage | April 16, 2025

Hiring professional movers should bring peace of mind, not sleepless nights. Unfortunately, with the growing demand for moving services across Iowa and the entire U.S., dishonest and unqualified moving operations are also on the rise. From fake licenses to shady subcontractors, the risks are real — and the consequences can be devastating. You might be left dealing with broken furniture, missing boxes, or even a complete no-show on moving day. Worse yet, some rogue companies may hold your belongings hostage and demand more money to release them.

That’s why taking the time to verify your moving company is so important. It’s not just a formality — it’s a critical step in protecting your property, finances, and family from unnecessary stress. This guide will walk you through everything you need to know about verifying movers, including how to confirm licensing, insurance, reputation, and service credibility.

Did You Know? All interstate movers must be registered with the Federal Motor Carrier Safety Administration (FMCSA) and carry specific insurance coverage.

Why Verifying a Moving Company Matters

When you hire a moving company, you’re trusting strangers with some of your most valuable possessions — furniture, family heirlooms, electronics, and personal memories. That trust should never be taken lightly. Verifying your movers reduces the risk of fraud and ensures your items are protected every step of the way.

Unverified or unlicensed movers may:

By asking the right questions and doing your research, you can spot these red flags early and make an informed decision.

How to Verify a Moving Company

For Interstate Moves

Planning a move across state lines? Federal regulations require interstate movers to be licensed by the U.S. Department of Transportation. Here’s how to verify credentials:

For Local Moves in Iowa

Even if you're moving within Iowa, due diligence is still critical. While local movers aren’t required to register with the FMCSA, they should still operate as legitimate businesses. Here’s what to ask for:

Tip: Google the company name along with keywords like “scam,” “reviews,” or “complaints.” Also check third-party review sites such as BBB.org, Yelp, and Google Maps.

Insurance Coverage Movers Should Provide

Accidents happen, even during well-planned moves. That’s why reputable moving companies must carry specific insurance policies. Ask for documentation before moving day so you know exactly what’s covered.

Need to provide proof to your building manager or HOA? A Certificate of Insurance (COI) can usually be issued upon request — and it should include your name and address as the “certificate holder.”

Red Flags to Watch For

Here are the top warning signs you may be dealing with an untrustworthy or fraudulent mover:

Trust your instincts — if something feels off, it probably is. A legitimate mover will never hesitate to provide documentation, answer questions, or give you a written agreement with terms.

How Blue Cow Moving & Storage Builds Trust

We’ve helped hundreds of Iowa homeowners and renters move safely, efficiently, and without stress. At Blue Cow Moving & Storage, transparency and trust are at the core of everything we do. Here’s what you can expect:

We welcome questions and are happy to walk you through every step of your move before you book. Your trust is our priority — and we’re proud to earn it move after move.

Moving Company Verification Checklist

  • Ask for a USDOT number (interstate) or Iowa license (local)
  • Use FMCSA or the Iowa Secretary of State websites to verify registration
  • Request proof of insurance — including liability, cargo, and workers’ comp
  • Check their business address and contact details
  • Review third-party ratings and feedback
  • Get everything in writing: quote, scope, and cancellation policy
Final Thoughts: Don’t wait until something goes wrong. Vet your movers ahead of time to ensure they’re licensed, insured, and well-reviewed. If you're ready to move with confidence, reach out to Blue Cow Moving & Storage today. We’ll make sure your move is handled with care, professionalism, and total transparency — every step of the way.



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